Bossie Mitchell, the CEO of ALL4ONE, a beacon of financial literacy and empowerment. As a homeowner, husband, and father, Bossie champions the power of credit, especially in underserved communities. Starting financial literacy initiatives during the pandemic, he propelled his company to become the top-producing affiliate in West Virginia. After consecutive years decided to partner with a fintech company called NOVAE in 2022, Bossie expanded offerings to include credit restoration assistance, business credit/funding, and numerous resources, with Novae earning an A+ BBB rating. Recognized by INC5000, Yahoo Finance and backed by Shark Tank's Daymond John. A college-educated mentor and leader, Bossie remains committed to providing resources and access to financial prosperity for all.

BUT WAIT...THERE IS MORE....$100 off enrollment &

New clients receive a complimentary 3-day, 2-night hotel vacation incentive gift certificate, redeemable in over 50 destinations. Join us and experience the ultimate relaxation as our token of appreciation for choosing our services.

What is CREDIT?

Credit is the ability to borrow money or access goods/services with the promise of repayment. Its five factors are:

1. Payment history: Records of timely repayments 2. utilization: The ratio of credit used to available credit. 3. Length of credit history: The duration of active accounts. 4. Types of credit used: Diversity in credit accounts (e.g., mortgage, credit cards). 5.New credit inquiries: Recent applications for credit, which may suggest financial strain.

These factors collectively determine a person's creditworthiness, influencing their ability to secure loans and favorable terms.

NEED HELP WITH YOUR CREDIT?...

myNovaeDisputes is a credit repair expert so you don’t have to be.

Fixing your own credit used to require a ton of work and a bit of luck. But now, myNovaeDisputes makes fixing your credit and increasing your credit score fast and easy.

myNovaeDisputes is so smart and easy to use, you might think it’s magic.

Removal of old information D.I.Y. kit

(INCLUDED)

Needing to build personal credit?

Pay Rent. Now reporting rental history!!
Money Back Guarantee

If you’re not happy with the initial results, let us know within 7 days and we will remove your rent history from your credit and issue a complete refund.

Did you know? The longer you report your rent, the more impact it has on your credit. Just like a credit card, showing you pay your rent on time over multiple months/years plays an important role in building your credit.

NOW OFFERING SMART CREDIT

ScoreTracker

It is now easier than ever to track all your scores with simple charts or in-depth information.

ScoreBuilder ®

See exactly what is helping or hurting your credit score. Get your 120-Day Plan to a better score.

ScoreBoost ™

Get your best score before you apply for credit. See how your spending affects your score.

Credit Monitoring

Money Manager

Smart Credit Report®

$1 Million Fraud Insurance

PrivacyMaster®

Ready to start a business

Start Your LLC for $0

Form your LLC without the hassle, worry-free! Only pay state fees, we’ll take you through every step!

Ready to start building business credit?

OUR BUSINESS CREDIT BUILDER PROGRAM

"Unlock the hidden path to maximize funding for your business!"

Our proven strategies use your business EIN, regardless of your personal credit!

Key Benefits:

  1. 1.Understand & improve fundability of your business

We address your Business Lender Compliance items to identify missing items lenders require for approval.

2.Establish & utilize tiers of business credit

We walk you every step of the proven & tested method on the journey to access money for your business.

3.Secure new business loans & credit lines

We will continue to develop your profile until you are approved for business funding of at least $50,000*.

DIY & Payment Plan Options Included

* The $50,000 funding guarantee is based on our advisor team of Business Credit Experts assisting the client with securing several credit approvals, up to $50,000, through each tier of funding described below. If the client does not comply with the plan or practice healthy financial behaviors, funding may not be approved.

NOW offering funding for businesses in ALL 50 STATES NATIONWIDE!


Business StartUp Funding

Unsecured Business Funding & Small Business LoansMin Credit Score: 680+

Min Time in Business: NONE

Min Monthly Rev: 0 to $4k

Funding Range:up to $150,000

Commercial Real Estate Loans

Property Types offered: Retail, Mixed Use, Industrial, Warehouse, Multi-family, and SFR 1-4

Min Credit Score:660+

Funding Range:up to $150 Million


TRUST-BASED ESTATE PLAN

Create a Living Trust online that covers everything.

Customized, state-specific Trusts for individuals or couples.

Documents

Revocable Living Trust Schedule of Assets Last Will & Testament (Pour Over Will) HIPAA Authorization Living Will Power of Attorney Certification of Trust

PAYMENT PLAN OPTIONS ARE AVAILABLE!!


Thank you for considering ALL4ONE. We're dedicated to empowering you with financial literacy and resources. Join us on this journey to prosperity. Together, we'll achieve greatness.